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Mortgage Assistance Single Mothers Minnesota Article
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Assistance For Single Mothers
from: Karlie BestlerAssistance for single mothers is available in many forms. The most common forms of single mother assistance are welfare, food stamps and daycare assistance.
A 2002 survey of low-income single mothers found that 64% worked full time and required full time daycare. The survey found that low-income single mothers who receive assistance for full-time daycare are more likely to remain employed and are more like to have higher earnings. Steady employment and higher earnings allow these single mothers to stay off welfare, which makes daycare assistance for single mothers beneficial.
To provide single mother assistance through daycare assistance for single mothers, Congress increased the funding for daycare assistance by $200 million per year in 2006. This additional $200 million per year, however, does not cover the total need for daycare assistance in the United States. Individual states are expected to make up the shortfall, an expectation that many do not believe will be met.
This means that daycare assistance for single mothers is still drastically underfunded. Surveys indicate that only 1 in 7 children who are eligible for daycare assistance will actually receive the assistance. Single mothers should contact the Department of Human Services to apply for daycare assistance.
Another form of single mother assistance is for single mothers who are underemployed. An underemployed single mother works at jobs requiring minimal skills paying minimum wage. State employment offices offer training and education programs for single mothers who are underemployed that are designed to teach them skills that will enable them to obtain higher skilled, higher paying jobs. The programs to help for single working mothers cover tuition, books, transportation, meals, and in some cases, daycare. Single mothers who feel they are eligible for a program of this type should contact their local State employment office.
Single mother assistance is also available for housing. HUD subsidizes apartment owners who, in turn, offer lower rent to low income single mothers. Single mothers wishing to apply for this type of assistance should contact HUD for a list of housing available in their area. The local Housing Authority should also be contacted for a list of public housing available. There are over 1.3 million people living in public housing, which means that there is a waiting list so it is advisable to get on the list as soon as possible.
In addition to food stamps, all states offer food bank or pantries to low income families. Many single mothers prefer to use food pantries instead of food stamps. For single mothers with lower paying jobs or larger families, it can be necessary to supplement food stamps with the use of food pantries.
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