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Where To Find Assistance For Single Mothers
from: Karlie BestlerIn order to survive as a single mom, a single mother has to build a network of support systems of single mother resources that cover housing, childcare, food, finances, education and more. The list of needs that a single parent has and her ability to find single mother resources for her needs may mean the difference between stability and poverty.
Single mother resources should cover the three basics for survival: housing, childcare and food.
Housing
The U.S. Department of Housing and Urban Development has great information on their website on where to find assistance for single moms for locating single mothers housing assistance. Single mothers housing assistance can range from vouchers, to first-time homebuyers programs, and Section 8s.
Other possibilities of single mothers housing assistance to help defray housing costs are organizations that pair up single mothers to co-house or getting fuel or heating assistance from the local utility companies.
Child Care
Next to housing, childcare is the single biggest expenditure in a single mother's budget. Many single mothers rely on relatives to help with the childcare. The Department of Social Services has information on child care subsidies and child support enforcement, which would provide assistance for single working mothers.
For children in elementary schools, the school system sometimes offers after school programs. The YMCA also offers after school programs. If you work at a university and your child is older, the child might qualify for a subsidized summer program being held there. There are a number of government and local programs to help provide assistance for single working mothers needing day care.
If you are working full time at a company that has a dependent care flexible spending account, sign up. Allocate only the money that you know you will need for childcare expenses and no more. Any unclaimed money at the end of the year is lost. However, with careful management, one can save the same percentage on childcare as your tax rate allows. This can range from 10% to 28% of childcare costs. This is a hefty benefit that will help provide assistance for single working mothers.
Food Programs
A single mother who is pregnant or has children under five years of age may qualify for WIC (Women, Infant, Children), which is a program to give help in providing nutrition. There are income guidelines to qualify for WIC, and the Department of Social Services may need to assess your nutritional risk to determine if you qualify for single low income mothers public assistance.
Registering with the Department of Social Services would help single low income mothers public assistance obtain food stamps, which now come in the form of an Electronic Benefits Transfer card similar to a debit card. This type of single low income mothers public assistance can be invaluable in bridging the gap between paying the bills or not being able to.
Public schools all have meal programs that are need based. There is a national school lunch, breakfast and special milk program. Schools will typically include guidelines and an application form when you enroll your child in school.
Food co-operatives will often let you buy food at a discounted price if you donate time with them. Another possibility for single low income mothers public assistance is local food pantries and church initiatives.
Typically, the bulk of single low income mothers public assistance needed falls into providing the three basics of daily food, shelter and childcare. There are many options available, but it takes time and persistence to apply and obtain benefits.
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