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The High Cost Of Single Mother Housing In California
from: Karlie BestlerThe Public Policy Institute of California released a study recently that states if the regional costs of living were to be factored into California's poverty rate, instead of being 15th in the nation, California would rank as 3rd compared to other states. The high cost of housing was considered a large contributor to the cost of living in California.
It is estimated that the average rent for a Californian was more than half the total poverty threshold set by the Federal government. Rent for a two-bedroom apartment in places like San Francisco annually was estimated to be around $21,300. The burden of housing costs in California falls on those on the lowest rungs of the socio-economic scale. Housing for single moms in California is expensive if not unaffordable.
In California a single mother living in poverty has little hope of getting out of poverty by herself. What is a single mother living in poverty to do about the high cost of housing for single moms in California? Obviously, with traditional families with good incomes and good credit having trouble locating affordable housing, single mothers will have even more problems.
The California Housing Finance Agency is set up to help low-income, first-time home buyers. The California Housing Finance Agency offers low interest home buying loans and 40 year fixed rate loans. They do have income and even sales price limits, but they are on a mission to try to get safe, affordable housing for single moms in California and those that may have trouble getting it otherwise. This would be an agency to use to find affordable housing for single moms in California.
This help with housing for single moms may not be enough to offset the high cost of housing for single moms in California. Many people are choosing to move to other areas of California which are less expensive or out of state. This loss of residents is beginning to impact the cost of housing. With more housing available, there is less demand for housing and the prices drop.
The housing boom of previous years has taken a sharp decline. This is beneficial for low-income housing for single moms in California. Single moms have more of a selection even though prices are still high when compared to other states.
Finding housing assistance for single mothers in California may be getting easier, but it still is not a great market for low-income people. The high cost of housing in California has been a boon to the economy and to many residents who owned homes, but not for the less privileged in our society. If the market begins to rebalance itself, housing prices will drop more and more. Whether that is good for the economy, bad for residents, good for single mothers, it is very difficult to tell. With largely inflated prices for many years, California's price correction may spell economic hardship for the state.
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