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Investments For Single Mothers Article
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Government Grants For Single Mothers
from: Karlie BestlerIf you are a single mom struggling to get by, you are not alone. Whether you have gone through a divorce or the father is absent, most single mothers face the burden of supporting themselves and their children on one income.
Only 15% of women going through a divorce are awarded any form of court-ordered spousal support, and only 66% of those women ever receive what is awarded to them. Less than half of the women awarded child support ever receive the full amount. Within the first year of divorce a women's average standard of living falls 45% while a man's grows 15%.
A government grant is one way for single mothers to get some help. A grant is an award of financial assistance that does not have to be paid back. Grants are associated by federal, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution.
Federal grants for single mothers can be found in one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance. Agencies may fall under multiple grant categories. Below is a list of categories where federal grants for single mothers may be found:
Agriculture
Arts
Business and Commerce
Community Development
Consumer Protection
Disaster Prevention and Relief
Education
Employment, Labor, and Training
Energy
Environmental Quality
Food and Nutrition
Health
Housing
Humanities
Information and Statistics
Law, Justice, and Legal Services
Natural Resources
Regional Development
Science and Technology
Social Services and Income Security
Transportation
If you are a single mother seeking help with funding for higher education, you should consider exploring financial aid options such as free government grants for single mothers. Contact the financial aid office at the school you will attend. Inquire about:
*Direct financial assistance from the college
*Federal and state subsidized grants
*Work-study programs
*Support from alumni, local clubs or religious groups
*Corporate-sponsored scholarships or tuition-aid programs for employees or children of employees
Who is eligible for grants?
If you are a citizen of the United States or a US territory or are a foreign national who has lived in the United States or a US territory for at least three years immediately preceding application, you are eligible to apply for a grant.
How to prepare an application?
Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these instructions carefully before beginning your application for any important information about the focus of the program, eligibility requirements and the types of funding available.
Helpful sites:
http://www.grants.gov lists over 900 grant programs
http://www.neh.gov answers many common questions about grants.
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